Oxford Home Improvement Agency

 | General

Find out if you can get SMI and what to think about before you apply. If your home is in need of repair, your landlord might have to do the repairs you need. Read our guidance about improving the interior and exterior of your home, how building regulations may apply to the changes you make and retrospective consents.

  • We’ll charge £12 each time a loan payment is late and £12 when a default notice is issued.
  • We don’t share your credit card details with third-party sellers, and we don’t sell your information to others.
  • We offer loans to cover costs big and small and you can be specific about the amount you need, down to the pound.
  • The loans calculator will give you an example of what it might cost you based on the loan amount and term you want.
  • Available in a variety of designs, colours and finishes, our double glazed upvc windows and doors offer options to create a traditional elegant look or a modern style with low-key clean lines.

You may be looking for the best way to add value to your property because you want to sell, or simply because you want to improve your lifestyle. You can contact your nearest Citizens Advice if you need further advice on officialngowari.coms. You might also be able to find local grants to help with things like insulating your home from Simple Energy Advice. You’ll have to pay the SMI loan back, but usually only when you sell your home or give it to someone else.

Local Transparency

Take 3 minutes to tell us if you found what you needed on our website.Your feedback will help us give millions of people the information they need. If your home is in need of repair, your landlord might also be responsible for doing them. Reasonable and practical, given the age of your home and the condition it’s in. For example, if your home need serious repairs, it might not be practical to do the work you need. Helping you get around at home so you can care for someone who lives with you and needs care. Access the individual mini guides via the bottom menu of the interactive house.

Depending on the planned improvement a surveyor may need to visit. If your planned improvement is on the list below, please fill out our formand attach any necessary documents to support your proposal. For queries or advice about historical, social or cultural records relating to Northern Ireland, use the Public Record Office of Northern Ireland enquiry service.

Customer reviews

As it’s a big financial decision, remember to factor in those easy-to-forget costs when planning your project. A small DIY project might seem straightforward enough but hiring a contractor or obtaining planning permission can increase the price. There are various energy efficiency schemes and grants available. The main scheme is a home energy efficiency scheme known as the Energy Company Obligation , provided by the government. If you’ve taken out a loan to make home improvements you might be able to get a government loan to help with interest payments.

Who provides these loans

It could help lower your energy bills and cut your carbon footprint. At Novuna Personal Finance we specialise in unsecured personal loans. So when you take out a home improvement loan with us, there’s no collateral or security required. Our lending decisions are based purely on your creditworthiness and your ability to repay the loan. Not only will home improvements provide you with years of happiness, increased energy efficiency and more living space, you could also be adding value to your property. Generally, a local authority does not have to pay a grant or loan within any particular time limit.

Renovation, replacement and repair grants are only available in exceptional circumstances to homeowners. If you’ve just bought a new home, it’s only natural to want to make changes. At Novuna Personal Finance, our low APR unsecured loans can help you get started as soon as you move in. However, if you’re interested in borrowing on your existing mortgage, you should contact your mortgage provider for more information.

Our Home Improvement Agency is dedicated to helping older, disabled and vulnerable residents within Oxford City to live safely and independently in their own home. This keeps a history of what content cards are clicked on when using the ready reckoner. This keeps a history of all answers submitted to the ready reckoner. A home improvement loan could help you fund your dream home renovations and turn your plans into reality.